Big bank services delivered by your HomeTown Bank.
![business-online-banking Business Banking Onlince](https://myht.bank/wp-content/uploads/2021/11/business-online-banking.png)
Online Banking
Save time, improve your cash flow, and streamline your cash management procedures all in the same place!
- Make transfers between HomeTown Bank accounts
- View statements
- Download account activity to Quicken and QuickBooks
- Create multiple user access with job specific duties
- View real time account balances
![business-ACH-transactions Business ACH Transactions](https://myht.bank/wp-content/uploads/2021/11/business-ACH-transactions.png)
ACH Transactions
A safe and secure way for your business to receive or make payments electronically.
- Additional log on security with an app on your device for soft token authentication
- Easy way to process your payroll files and/or collect fees
- Create recurring transactions for set it and forget it ACH transfers
![business-remote-deposit-capture Business Remote Deposit Capture](https://myht.bank/wp-content/uploads/2021/11/business-remote-deposit-capture.png)
Remote Deposit Capture
Deposit checks at your place of business instead of coming to the bank every day with software and equipment installed and trained by HomeTown Bank.
- Streamline your deposit process
- Balance and review daily deposits
- Search through processed items for easy auditing
- Create deposit reports for your daily records
![business-positive-pay Business Positive Pay](https://myht.bank/wp-content/uploads/2021/11/business-positive-pay.png)
Positive Pay
Your automated fraud detection tool!
- Reduce the risk of loss due to unauthorized, lost, or stolen checks
- Reports to aid in reconciliation
- Ability to accept or reject payments before they are processed
![business-merchant-capture Business Merchant Capture](https://myht.bank/wp-content/uploads/2021/11/business-merchant-capture.png)
Merchant Services
Accept card payments from your customers using our partnership with SHAZAM Merchant Services.
- Magnetic strip, EMV® chip, and contactless payments capabilities for both credit and debit cards
- Built-in fraud protection
- Receive back office support for inventory management, reporting, and 24/7 assistance