Credit card options
for every lifestyle…
including yours.

Everything you want in a credit card, nothing you don’t.

Our Platinum credit cards offer hometown convenience, worldwide acceptance, and great benefits.
Competitive Rates*
Free FICO Score**
Cell Phone Protection***
Fraud Monitoring and Zero Fraud Liability
SecurLOCK™ Email and Text Fraud Alerts
Mobile Payments
Apply Online
Card Login


  • Unlimited rewards that don’t expire.
  • Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel, and more. Visit for details.

Cash Rewards

  • Earn 1% cash back on all net purchases.
  • Cash rewards never expire.


  • No penalty APR
  • Competitive Rates


  • Unlimited rewards that don’t expire.
  • Earn 1.5 points per dollar on net purchases and redeem them for merchandise, rental cars, cruises hotels, and airline travel. Visit for details.
  • Earn 30,000 points when you spend $2,500 in the first three months.
  • Exclusive World Mastercard Benefits*
    • Complimentary ShopRunner® Membership
    • Travel Benefit
    • Experiences and Offers
    • Golf Privileges
LEARN MORE about all 4 options above
In order to access rewards, your account must be open and in good standing.
*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
**FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.
***Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit or to file a claim visit the FAQ section at or call 1-866-894-8569.

“I love my HomeTown Bank credit card! Easy process to apply and great rewards.”

– Sarah G. • Olivia, MN

Come home to HomeTown

HomeTown Bank
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