Saving for your retirement begins with an IRA from HomeTown Bank.

From traditional IRAs to Roth options, we’ll help you prepare for the future.

Individual Retirement Accounts (IRAs) are designed to help you prepare for your future while leveraging some significant tax advantages. Tax-deferred or tax-free, IRAs are a fantastic way to invest for your retirement and protect what you’re working so hard for. Let us help you navigate this based on your unique situation, finding the solution that fits your needs best.

What is the best IRA plan for you?

Traditional IRA

When you contribute to a Traditional IRA, the investment may be tax-deductible and earnings can potentially grow tax-deferred until you withdraw in retirement.

Roth IRA

With a Roth IRA, contributions are made with money you have already paid taxes on, so your money may qualify to grow tax-free, and withdrawals will be tax-free when you retire provided you meet certain qualifications.

“Everyone in the building is so nice and know your name every time you walk in.
I love the small town feel inside and I love that everyone is so helpful.”

– Tammy D. • Shakopee, MN

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