We’ll help you use the equity in your home to reach your goals.

Turning your home’s value
into something new.

Local Lenders
Streamlined Process
Local Decision Makers
Whether you’re looking to make some home improvements, consolidate debt, or tackle college tuition or expenses, your home’s equity may be the perfect tool to meet your needs. Let HomeTown Bank help you unlock the power of your home’s equity and turn it into something greater.

Home Equity Loan

  • Term loan
  • Fixed interest rate
  • Lump-sum withdrawal
  • Monthly payments
  • Interest paid on principal balance

Home Equity Line of Credit

  • Revolving loan
  • Variable interest rate
  • Withdraw money as you need it
  • Interest paid only on funds being used

Curious about your home equity and HELOC options?

Talk with a lender to see which option is best for you!

*Offer of credit is subject to credit approval. Applies to loans up to 80% total loan to value, $100,000 maximum loan amount and minimum middle credit score of all borrowers of 700. After the 180 day introductory rate period, the APR for any existing balance or future advances will convert to the applicable variable rate APR qualified for based on credit score and loan to value. Variable rate APR is equal to Wall Street Journal Prime plus a margin. Maximum APR that may be imposed is 18%. APR after introductory rate period example based on credit score of 700 and loan to value of 70%. Introductory APR available for new HELOC applications received thru 12-31-22. Closing costs may apply.

“HomeTown Bank really does put the “Home” in bank. The staff recognize me and my family members. They’re always friendly and personable.”

– Natalie T. • Henderson, MN

Come home to HomeTown

HomeTown Bank