Invest a bit longer,
earn a bit more.

Solutions designed to meet your unique situation.

From CDs to CDARS© and ICS® accounts, HomeTown Bank offers various terms and rates to meet your investing needs and help you reach your goals. Whether you’re looking for something to use personally or you’re seeking options for your business or non-profit, we’re here to help you find the solution that best meets your unique situation.

CDs

  • Competitive Rates
  • Variety of Terms
  • Minimum of $1,000 Opening Deposit

CDARS®

  • Multi-Millon Dollar FDIC Insurance Coverage
  • One Rate
  • One Bank
  • One Statement
  • Variety of Terms

ICS®

  • Multi-Millon Dollar FDIC Insurance Coverage
  • One Rate
  • One Bank
  • One Statement
  • Variety of Terms
  • Unlimited Program Withdrawals

How ICS (DDA-MMDA) and CDARS Work:

Looking for a way to keep large deposits safe?
Ask us about CDARS©.

It’s a great solution for:

  • Businesses
  • Trustees
  • Individuals
  • IRAs
  • Financial Advisors
  • Credit Unions
  • Nonprofit Organizations
  • Public Funds Managers
With CDARS, you can access multi-million-dollar FDIC protection through HomeTown Bank.
There are few guarantees in life – FDIC insurance is one of them. CDARS can be valuable
cash management or longer-term investment tool for you or your business.
Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS is a registered service mark of Promontory Interfinancial Network, LLC.

Come home to HomeTown

HomeTown Bank