Paint your future with a home equity line of credit.

Introductory Special for First 180 Days*

2.99% APR

Remaining Term Rate As Low As*

3.75% APR

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*Offer of credit is subject to credit approval. Applies to loans up to 80% total loan to value, $100,000 maximum loan amount and minimum middle credit score of all borrowers of 700. After the 180 day introductory rate period, the APR for any existing balance or future advances will convert to the applicable variable rate APR qualified for based on credit score and loan to value. Variable rate APR is equal to Wall Street Journal Prime plus a margin. Maximum APR that may be imposed is 18%. APR after introductory rate period example based on credit score of 700 and loan to value of 70%. Introductory APR available for new HELOC applications received thru 12-31-22. Closing costs may apply.

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By using the equity you have in your home, your future could be limitless. A home equity line of credit (HELOC) from HomeTown Bank is beneficial for home improvements, bill consolidation, college expenses, a much needed vacation and so much more.

Home Equity Line of Credit

  • Revolving loan
  • Variable interest rate
  • Withdraw money as you need it
  • Interest paid only on funds being used

Curious about your HELOC options?

Talk with a lender to see which option is best for you!

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“HomeTown Bank really does put the “Home” in bank. The staff recognize me and my family members. They’re always friendly and personable.”

– Natalie T. • Henderson, MN

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