A smoother refinance. A cozier holiday at home.

Refinance simply. Save Instantly. Enjoy $0 origination this season.

KEY FEATURES
$0 Origination Fee
Local Lenders & Servicing
Streamlined Process
  • Refinance your home anytime between November 18, 2025 – December 31, 2025
  • Receive a $0 origination fee when you refinance*
  • All loans are serviced in-house
  • Local lenders, decisions, and servicing

Curious about this program?

* All other closing costs apply. As of 11/18/2025, a $250,000 consumer loan with a term of 360 months will have an estimated monthly principal payment of $1,523.44 and annual percentage rate (APR) of 6.1539%. Payments do not include taxes and insurance. Actual payment will be greater. Loans subject to approval. Not available on in-house loans.

“Love this bank! The staff is all so helpful and make it really easy to get things done quickly. Highly recommend HomeTown Bank.”

– Sharayah H. • Carver, MN

Come home to HomeTown

HomeTown Bank