Let us be part of building the life of your dreams.

Loans that build dreams start at HomeTown Bank.

KEY FEATURES
Local Lenders
Streamlined Process
Local Decision Makers
From building a brand new home to tackling major renovations on your existing property, HomeTown Bank’s residential construction loans are designed to help you make your dreams a reality. Let us be the team that helps you finance your project with loan options that support your timelines, needs, and investment in the future.
  • 3.99% Rate | 6.304% APR*
  • We work with both builders and consumers to make your dream home a reality
  • Interest-only 12 month terms
  • Loans are designed for new builds as well as large scale renovation projects

Looking for a
construction loan estimate?

We can help!

Here is what we would need
from you to give you an estimate on
a construction loan:
*APR based off of a $250,000 loan. Rates and qualifications are subject to change. Loans subject to approval. Construction loans referred to HomeTown Bank by a third party lender who will complete the term financing of construction loans are ineligible for the 3.99% special rate. Payments do not include taxes and insurance and actual payments will be greater. Monthly interest payment estimate of $820 based on a $250,000 loan being fully advanced.

“A smooth and easy closing of a construction loan. We are very pleased with their responsiveness and attention to detail.”

– Steve W. • St. Peter, MN

Come home to HomeTown

HomeTown Bank