Now that you’re settling in to your new home, there are some important things you need to consider. HomeTown Bank recommends the following tips. Create a budget.The key to a good budget is including as much information as you can, so that you can adequately prepare and plan. It's important to keep accurate records [...]
What is identity theft? Identity theft is the unauthorized use of someone's personal information (e.g. social security number, bank account information, and credit and debit card numbers) usually for the purpose of financial gain. Identity theft is a serious crime that can be costly and also cause serious damage to a person's credit history. How [...]
It’s almost that time of year again … time for students to gear up to head back to school! While a new school year can be an exciting time for both students and parents, it can also be a stressful and expensive season. According to a survey by Communities in Schools, the average back-to-school costs exceed [...]
Former Federal Reserve Chairman Alan Greenspan once stated, “Financial education is a process that should begin at an early age and continue throughout life. This cumulative process builds the skills necessary for making critical financial decisions.” At HomeTown Bank, we understand the importance of helping our community’s youth build a strong financial foundation so that [...]
If paying for college has been on your mind within the last decade or so, you’ll be aware of the rising costs of everything associated with higher education. Dorm expenses, text books, meal plans, and that isn’t even considering the tuition of your actual classes. There are many ways to save for that range of [...]
Update 2/1/2021: With HomeTown Bank lobbies opening on Monday, February 1st, we would like to remind all customers that anyone entering our lobbies are required to wear a face covering. Our drive through services will still be available for your banking needs, as well as our online and mobile banking services. If you wish to [...]
While we always want to be available to assist our customers, we are closed on select holidays to allow our employees to spend time with their friends and family. You will still have 24/7 access to your HomeTown Bank account on our mobile and online banking platforms, as well as being able to withdraw funds [...]
With bank lobbies closing left and right in the wake of the COVID-19 pandemic, remote banking resources are more important than ever. HomeTown Bank offers a wide range of services that are accessible from the comfort of your own home, to make banking a breeze. From the user-friendly mobile app to the detailed desktop website, [...]
Holiday chaos is soon upon us, and it’s always easy to let holiday spirit take over the financial decisions. While no one wants to be a Scrooge this time of year, there are a few ways to keep festive spending to a minimum. Make a detailed list Whether you have 5 or 50 to buy [...]
For some, credit can be an intimidating topic. Others monitor their reports regularly, and do everything they can to gain just one more point on their credit score. Understanding exactly what your credit report says and will mean to you in the future is a pivotal piece of your overall financial well-being. What is actually [...]
