HomeTown Blog

Support Small Businesses – The Bedrock of the American Economy

Small Business Week, April 28 through May 4 this year, was designated by President John F. Kennedy in 1963 to celebrate the major contributions American small businesses make locally and nationally. One might say that supporting these small businesses in our communities is necessary, if not critical. In Minnesota alone, roughly 526,350 small businesses [...]

2024-03-28T16:38:45-05:00April 22nd, 2024|

The Power of Community Bank Partnerships in Ag Lending

Throughout Minnesota, agriculture stands as a cornerstone of the state’s economy, providing sustenance, employment, and economic stability. Amidst the sprawling fields and family-owned farms, community banks lay a pivotal role in shaping the agricultural sector by providing essential financial support. This blog explores three key reasons why banking with a community bank like HomeTown [...]

2024-03-15T11:48:45-05:00March 15th, 2024|

Defend Your Identity With Practical Tips for Theft Prevention

In today’s digital age, safeguarding your identity is more crucial than ever. Identity theft has become a prevalent issue, with criminals constantly devising new ways to exploit personal information for financial gain. As a community bank committed to the well-being of our customers, we understand the importance of providing you with practical tips to [...]

2024-02-27T16:52:27-06:00February 27th, 2024|

A Guide to Maximizing the Benefits of a Home Equity Line of Credit (HELOC)

The new year is upon us, and you may be thinking that now is the perfect time to invest in your home. Whether it's a kitchen remodel, a roof replacement or the addition of a patio, the possibilities are endless. However, what isn't limitless is the financial means you need to bring your project [...]

2024-02-08T16:04:23-06:00February 7th, 2024|

SMART Financial Goals: A Guide to Smart Savings in 2024

As the New Year approaches, many of us find ourselves reflecting on the past and contemplating the future. It’s a time when resolutions are made, and goals are set. A common area that tops the list is financial health. Whether your goal is to build up your savings account, save for a dream vacation, [...]

2023-12-04T10:39:24-06:00December 2nd, 2023|

Your Debit Card: Navigating the World of Secure Transactions

Don't let not having any cash stop you from shopping. In the fast-paced world of financial transactions, debit cards have become an integral part of our daily lives. As we navigate the dynamic landscape of modern commerce, many of us need to understand the nuances of debit cards. Here is what you need to [...]

2023-11-07T13:22:28-06:00November 3rd, 2023|

5 Tips for Safe Online Banking

October is Cybersecurity Awareness Month, a month dedicated to raising awareness about the importance of cybersecurity. Cybersecurity is especially important when it comes to online banking, which has become a common part of our daily lives. Even as this banking technology continues to bring us new levels of ease and convenience, there are also [...]

2023-10-12T09:28:16-05:00October 10th, 2023|

Investing in Your Marriage: Financial Strategies for Married Couples

Whether you’re getting married, you’re recently married, or you’ve been married for years, finances play a massive role in your relationships. Before we go any further, let's start with this. In any relationship, open and honest communication is key. This applies to so many areas in a marriage, but it is especially important when it [...]

2023-07-20T15:50:29-05:00July 24th, 2023|

Residential Construction Loans: How Do They Work?

Whether you're currently working on building a house, hope to do so in the future, or just want to expand your knowledge, it can be helpful to familiarize yourself with basic residential construction loan information. Luckily, you're in the right place to do just that. Here are some responses to our clients' most commonly [...]

2023-08-07T10:02:31-05:00April 13th, 2023|

The Power of Reinvesting in Our Community

Reinvesting in your community sounds great, but how does one really put that into action? If you’ve ever wondered if it matters where you deposit your hard-earned money, let us assure you it does. Not only does banking locally support small businesses (community banks fund more than 60% of small business loans and more than [...]

2023-04-03T16:32:43-05:00April 3rd, 2023|
Go to Top