Don't let not having any cash stop you from shopping. In the fast-paced world of financial transactions, debit cards have become an integral part of our daily lives. As we navigate the dynamic landscape of modern commerce, many of us need to understand the nuances of debit cards. Here is what you need to [...]
October is Cybersecurity Awareness Month, a month dedicated to raising awareness about the importance of cybersecurity. Cybersecurity is especially important when it comes to online banking, which has become a common part of our daily lives. Even as this banking technology continues to bring us new levels of ease and convenience, there are also [...]
Whether you’re getting married, you’re recently married, or you’ve been married for years, finances play a massive role in your relationships. Before we go any further, let's start with this. In any relationship, open and honest communication is key. This applies to so many areas in a marriage, but it is especially important when it [...]
Whether you're currently working on building a house, hope to do so in the future, or just want to expand your knowledge, it can be helpful to familiarize yourself with basic residential construction loan information. Luckily, you're in the right place to do just that. Here are some responses to our clients' most commonly [...]
Reinvesting in your community sounds great, but how does one really put that into action? If you’ve ever wondered if it matters where you deposit your hard-earned money, let us assure you it does. Not only does banking locally support small businesses (community banks fund more than 60% of small business loans and more than [...]
The topics of saving and budgeting go hand-in-hand, and as we begin the year with new financial goals, both are top-of-mind. For example, your goals might include saving for a new home or paying for your children’s education. Or, you might be focused this year on budgeting your funds to support a future purchase, explore [...]
Each year older customers lose approximately $2.9 billion to fraud, but it is suspected that number is drastically underestimated because only 1 in 44 seniors report financial abuse. HomeTown Bank is joining the national effort to protect seniors from becoming victims of fraud and financial abuse through Safe Banking for Seniors, a new financial education [...]
Nobody likes tricks when it comes to banking, which is why HomeTown Bank focuses on the “treats” that distinguish us as trusted lenders and keep our customers happy.We bank the old-fashioned way with today’s conveniences everyone has come to expect—one customer, one loan at a time. It’s been our philosophy since the bank’s founding in [...]
The rise in online interactions and massive amounts of data flowing over the web has led to an uptick in fraudulent activity with 2.2 million reported fraud cases, costing consumers an estimated $3.3 billion in 2020, according to the FTC. Cybercrimes have always been a chief concern for banks, which is why our community [...]
Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. And in this time of expanded use of online and mobile banking, the problem is only growing worse. In fact, the Federal Trade Commission’s report on fraud estimates that American consumers lost a staggering [...]
