As the holiday season approaches, the hustle and bustle of gift shopping kicks into high gear. But while big-box stores and online giants are tempting, this year, why not consider something different? By shopping local, especially in the small towns across Minnesota, you can find unique, meaningful gifts while supporting your neighbors and boosting [...]
At HomeTown Bank, we care about your financial well-being and want to empower you to recognize and avoid scams that could threaten your finances and personal information. Scammers are becoming increasingly sophisticated, but with a bit of knowledge and vigilance, you can keep yourself and your loved ones safe. Below, we outline some of [...]
Are you one of nearly half U.S. holiday shoppers who started gift-buying before October 31? Let's take the mask off shopping scams for a safer and happier 2024 season. At HomeTown Bank, we know how hard you work for your money. We also know how creative the crooks have become in targeting consumers in person [...]
In a world where everyone seems to be selling something – whether it’s the latest fashion trends on social media or high-tech gadgets through targeted ads – making smart financial decisions can be challenging. The constant bombardment of promotional content on channels such as Instagram, TikTok and Facebook can make it easy to lose sight [...]
The current economic situation is teaching Americans many things. As a society, singles, and families are learning new lessons, like how to prioritize spending, practice frugality, and mainly, understand and protect the value of their money. According to a 2024 American Express Survey of Millennial and Gen Z adults, 54% stated financial goals were foremost [...]
Are you dreaming of owning your first home? Becoming a homeowner is an exciting journey, but it's essential to approach it with preparation and knowledge. At HomeTown Bank, we understand the significance of this milestone and are here to provide you with valuable tips to make your home buying experience smooth and successful. Assess [...]
As parents, guardians and/or role models, we strive to equip our children with the skills and knowledge they need to succeed in life. From teaching them to tie their shoes to helping them with homework, we play a crucial role in their development. One area that often gets overlooked but is incredibly important is [...]
Small Business Week, April 28 through May 4 this year, was designated by President John F. Kennedy in 1963 to celebrate the major contributions American small businesses make locally and nationally. One might say that supporting these small businesses in our communities is necessary, if not critical. In Minnesota alone, roughly 526,350 small businesses [...]
Throughout Minnesota, agriculture stands as a cornerstone of the state’s economy, providing sustenance, employment, and economic stability. Amidst the sprawling fields and family-owned farms, community banks lay a pivotal role in shaping the agricultural sector by providing essential financial support. This blog explores three key reasons why banking with a community bank like HomeTown [...]
The new year is upon us, and you may be thinking that now is the perfect time to invest in your home. Whether it's a kitchen remodel, a roof replacement or the addition of a patio, the possibilities are endless. However, what isn't limitless is the financial means you need to bring your project [...]
