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Falcon Fraud

Falcon Fraud is a product HomeTown Bank uses through our debit card provider, Shazam. It helps identify and reduce fraud risk by detecting potentially fraudulent PIN and signature-based debit transactions that could be run through your debit card.   Falcon Fraud works by identifying transactions based on a pre-determined set of parameters that appear to [...]

2020-05-01T09:16:04-05:00January 9th, 2017|

Cash Management

Cash Management is an Internet Banking product offered to our business customers. This product provides a full suite of ACH features including both debit and credit transactions from their account(s) using specific SEC codes supported by NACHA. Customers have the ability to process the following items: direct deposit of an employee's payroll direct debit of [...]

2019-10-04T10:32:26-05:00October 7th, 2016|

Identity Theft

With the use of everything online, identity theft is a growing concern.  Many people fall victim to identity theft every year and it's a process to get your credit and name back on track. Before you fall victim, there are ways to be proactive with your protection. The biggest rule to follow is do not [...]

2019-10-04T10:40:08-05:00August 5th, 2016|

Financing New Business Ventures: Pizza and a Plan

When Tim Huinker's friends and neighbors witnessed firsthand the wood fired pizza being baked in his backyard, they knew he was onto something big. A landscape contractor by trade, Tim was repeatedly approached by people who wanted a similar wood fired pizza oven of their own. The idea to outfit a mobile trailer with [...]

2024-05-09T14:57:04-05:00June 7th, 2016|

What SBA Offers to Help Small Businesses Grow

What does SBA offer to small business owners? The programs are many and varied, and the qualifications for each are specific. SBA (small business association) can help facilitate a loan for you with a third party lender, guarantee a bond, or help you find venture capital. Understanding how SBA works is the first step towards receiving [...]

2019-10-04T12:12:43-05:00June 5th, 2016|

Mobile Deposit

Managing your finances should be convenient and effortless, especially in today’s busy world. That’s why we’re excited to highlight the convenience of mobile deposits, a longstanding feature available on HomeTown Bank’s mobile app for qualified individuals with checking accounts. With mobile deposit, you can deposit checks anytime, anywhere, without the hassle of visiting a bank [...]

2024-05-09T14:52:28-05:00May 20th, 2016|

Working Together to Streamline Small Business

Relationships and referrals are paramount to growing business and building trust. Do you know who frequently refers your business to others? HomeTown Bank knows that Lynn Johnson-Nicolai refers us to those in her personal and professional network. All of us at HomeTown Bank appreciate people like Lynn who tell others about our distinctive approach [...]

2024-05-09T14:30:30-05:00April 26th, 2016|

Internet Security Tips

The Internet is a major source of user traffic for many aspects such as shopping, social media, research, or even banking. Everything that is done on the Internet can be tracked by numerous people such as the government and hackers. To keep your information safe while you browse the web, shopping, or checking your bank [...]

2024-05-09T14:02:17-05:00February 20th, 2016|

From Chevys to Sugar Beets, HomeTown Bank is Here to Help

How did a vibrant trucking business and a brand new custom beet harvest business come to take roots in rural Minnesota? This story starts with rural Bird Island native, Chris Rodel at the young age of 16. He opened his first personal checking account at HomeTown Bank in Olivia, and not long after, his [...]

2024-05-09T14:00:24-05:00January 31st, 2016|

Helping Fulton Brewery Grow As A Downtown Destination

Ryan Petz is the president of Fulton Brewery and co-owners with Brian Hoffman, Jim Diley, and Pete Grande. Ryan shares about the history of Fulton Brewery with HomeTown Bank. “My company, Fulton Brewing, has been banking with HomeTown Bank since shortly after we started our business in 2009. Fulton started out as four guys [...]

2024-05-09T13:57:41-05:00December 15th, 2015|
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