Relationships and referrals are paramount to growing business and building trust. Do you know who frequently refers your business to others? HomeTown Bank knows that Lynn Johnson-Nicolai refers us to those in her personal and professional network. All of us at HomeTown Bank appreciate people like Lynn who tell others about our distinctive approach [...]
The Internet is a major source of user traffic for many aspects such as shopping, social media, research, or even banking. Everything that is done on the Internet can be tracked by numerous people such as the government and hackers. To keep your information safe while you browse the web, shopping, or checking your bank [...]
How did a vibrant trucking business and a brand new custom beet harvest business come to take roots in rural Minnesota? This story starts with rural Bird Island native, Chris Rodel at the young age of 16. He opened his first personal checking account at HomeTown Bank in Olivia, and not long after, his [...]
Ryan Petz is the president of Fulton Brewery and co-owners with Brian Hoffman, Jim Diley, and Pete Grande. Ryan shares about the history of Fulton Brewery with HomeTown Bank. “My company, Fulton Brewing, has been banking with HomeTown Bank since shortly after we started our business in 2009. Fulton started out as four guys [...]
The introduction of Positive Pay brings another level of fraud protection for our business customers. With Positive Pay, the customer uploads a list of checks they have issued. The Internet Banking system is then used by the customer to verify the paid items and the items posting to their account are in fact a match. [...]
With real-time processing, your account will automatically be updated whenever a transaction is processed with your HomeTown Bank debit card. Whether you use your debit card every two minutes or two hours, you'll appreciate having the most up-to-date account information available - immediately. When you make a deposit at one of our locations, you will [...]
Did you know that HomeTown Bank is part of the MoneyPass surcharge-free ATM network? The MoneyPass network offers 24,000 surcharge-free ATMs coast to coast located where you live, work and travel. It is easy to access your accounts and avoid surcharge fees with money-saving MoneyPass ATMs. Cardholders never pay surcharge fees for cash withdrawals at [...]
Identity theft is a growing concern that has the potential to affect each of us if we are not constantly on our guard. According to the Federal Trade Commission (FTC), our nation's consumer protection agency, two million complaints were filed in 2013, 14% of which were related to identity theft. It is important to understand [...]
Email has become a preferred method for communication for many. In order to maintain the confidentiality of private information and ensure compliance with privacy regulations such as GLBA and Regulation P, HomeTown Bank implemented an email encryption service through Zix Corporation. Secure messaging enables us to protect your personal information, such as social security, driver's [...]
Protecting your future involves financial planning. Whether you are a do it yourselfer or rely on a financial advisor the following can serve as a guide to help you protect your future. There are many questions to ask yourself when developing your plan. How many years do you have to implement? When can you stop [...]
