As the New Year approaches, many of us find ourselves reflecting on the past and contemplating the future. It’s a time when resolutions are made, and goals are set. A common area that tops the list is financial health. Whether your goal is to build up your savings account, save for a dream vacation, [...]
Don't let not having any cash stop you from shopping. In the fast-paced world of financial transactions, debit cards have become an integral part of our daily lives. As we navigate the dynamic landscape of modern commerce, many of us need to understand the nuances of debit cards. Here is what you need to [...]
Whether you’re getting married, you’re recently married, or you’ve been married for years, finances play a massive role in your relationships. Before we go any further, let's start with this. In any relationship, open and honest communication is key. This applies to so many areas in a marriage, but it is especially important when [...]
Whether you're currently working on building a house, hope to do so in the future, or just want to expand your knowledge, it can be helpful to familiarize yourself with basic residential construction loan information. Luckily, you're in the right place to do just that. Here are some responses to our clients' most commonly [...]
Reinvesting in your community sounds great, but how does one really put that into action? If you’ve ever wondered if it matters where you deposit your hard-earned money, let us assure you it does. Not only does banking locally support small businesses (community banks fund more than 60% of small business loans and more than [...]
The topics of saving and budgeting go hand-in-hand, and as we begin the year with new financial goals, both are top-of-mind. For example, your goals might include saving for a new home or paying for your children’s education. Or, you might be focused this year on budgeting your funds to support a future purchase, explore [...]
Nobody likes tricks when it comes to banking, which is why HomeTown Bank focuses on the “treats” that distinguish us as trusted lenders and keep our customers happy.We bank the old-fashioned way with today’s conveniences everyone has come to expect—one customer, one loan at a time. It’s been our philosophy since the bank’s founding in [...]
Now that you’re settling in to your new home, there are some important things you need to consider. HomeTown Bank recommends the following tips. Create a budget.The key to a good budget is including as much information as you can, so that you can adequately prepare and plan. It's important to keep accurate records [...]
It’s almost that time of year again … time for students to gear up to head back to school! While a new school year can be an exciting time for both students and parents, it can also be a stressful and expensive season. According to a survey by Communities in Schools, the average back-to-school costs exceed [...]
Former Federal Reserve Chairman Alan Greenspan once stated, “Financial education is a process that should begin at an early age and continue throughout life. This cumulative process builds the skills necessary for making critical financial decisions.” At HomeTown Bank, we understand the importance of helping our community’s youth build a strong financial foundation so that [...]
