Did you know that you can use your HomeTown Bank debit card at over 25,000 ATMs nationwide surcharge-free? HomeTown Bank is part of the MoneyPass® Network of over 25,000 surcharge-free ATMs. Now, it's even easier to find surcharge-free ATMs with the availability of a ATM finder on moneypass.com! The website will show you a map [...]
While we always want to be available to assist our customers, we are closed on select holidays to allow our employees to spend time with their friends and family. You will still have 24/7 access to your HomeTown Bank account on our mobile and online banking platforms, as well as being able to withdraw funds [...]
Do you have a high deductible health plan? You may qualify for a Health Savings Account (HSA). You are eligible if you are: Covered by an HSA-eligible High Deductible Health Plan (HDHP) Not covered by other health insurance Not enrolled in Medicare Not claimed as a dependent on another’s tax return What are the benefits [...]
Within HomeTown Bank’s secure mobile app, you are able to deposit checks in the convenience of your own home! To do so, sign into our mobile app, select the option to deposit checks, take photos of the front and back of your check, and confirm the dollar amount. Just make sure you sign the back [...]
HomeTown Bank has a variety of loan products available to help you with your home financing needs including fixed rate mortgages for up to $2.5 million! These "Jumbo" mortgages are fixed rate home loans that exceed the typical conventional loan limits of $484,350 for a single family home. These mortgages are available to qualifying [...]
What does SBA offer to small business owners? The programs are many and varied, and the qualifications for each are specific. SBA (Small Business Association) can help facilitate a loan for you with a third party lender, guarantee a bond, or help you find venture capital. SBA provides a number of financial assistance programs for [...]
HomeTown Bank's online banking for its customers provides many levels of security to protect their personal banking information. While we provide a certain amount of level for you with your online banking, you should also be protecting yourself and your personal computer. Here are a couple of tips and tricks to help to keep your [...]
Falcon Fraud is a product HomeTown Bank uses through our debit card provider, Shazam. It helps identify and reduce fraud risk by detecting potentially fraudulent PIN and signature-based debit transactions that could be run through your debit card. Falcon Fraud works by identifying transactions based on a pre-determined set of parameters that appear to [...]
Cash Management is an Internet Banking product offered to our business customers. This product provides a full suite of ACH features including both debit and credit transactions from their account(s) using specific SEC codes supported by NACHA. Customers have the ability to process the following items: direct deposit of an employee's payroll direct debit of [...]
With the use of everything online, identity theft is a growing concern. Many people fall victim to identity theft every year and it's a process to get your credit and name back on track. Before you fall victim, there are ways to be proactive with your protection. The biggest rule to follow is do not [...]
