HomeTown Bank has a variety of loan products available to help you with your home financing needs including fixed rate mortgages for up to $2.5 million! These "Jumbo" mortgages are fixed rate home loans that exceed the typical conventional loan limits of $484,350 for a single family home. These mortgages are available to qualifying [...]
What does SBA offer to small business owners? The programs are many and varied, and the qualifications for each are specific. SBA (Small Business Association) can help facilitate a loan for you with a third party lender, guarantee a bond, or help you find venture capital. SBA provides a number of financial assistance programs for [...]
HomeTown Bank's online banking for its customers provides many levels of security to protect their personal banking information. While we provide a certain amount of level for you with your online banking, you should also be protecting yourself and your personal computer. Here are a couple of tips and tricks to help to keep your [...]
Falcon Fraud is a product HomeTown Bank uses through our debit card provider, Shazam. It helps identify and reduce fraud risk by detecting potentially fraudulent PIN and signature-based debit transactions that could be run through your debit card. Falcon Fraud works by identifying transactions based on a pre-determined set of parameters that appear to [...]
HomeTown Bank is a federal chartered thrift and a customer friendly, community bank with a public trust responsibility. HomeTown Bank was chartered in 1924 as the Redwood Falls Building and Loan Association and was located at the corner of Washington and 2nd Street in Redwood Falls which is now known as the "upper level" of [...]
Cash Management is an Internet Banking product offered to our business customers. This product provides a full suite of ACH features including both debit and credit transactions from their account(s) using specific SEC codes supported by NACHA. Customers have the ability to process the following items: direct deposit of an employee's payroll direct debit of [...]
Have you noticed other community members sporting their new HomeTown Bank t-shirts in your community? Or pictures of community members sporting their HomeTown Bank t-shirts around the world? That's the idea the marketing committee came up with at HomeTown Bank! If you are a HomeTown Bank Customer and like to travel, stop by one of the [...]
With the use of everything online, identity theft is a growing concern. Many people fall victim to identity theft every year and it's a process to get your credit and name back on track. Before you fall victim, there are ways to be proactive with your protection. The biggest rule to follow is do not [...]
What does SBA offer to small business owners? The programs are many and varied, and the qualifications for each are specific. SBA (small business association) can help facilitate a loan for you with a third party lender, guarantee a bond, or help you find venture capital. Understanding how SBA works is the first step towards receiving [...]
At HomeTown Bank, we understand how busy your life is and are here to make it easier for you. With our latest convenient service, Mobile Deposit, we can do just that. Spend less time running errands and more time doing what you love. This service provides the flexibility to bank on your own time. Deposit [...]
