What does SBA offer to small business owners? The programs are many and varied, and the qualifications for each are specific. SBA (small business association) can help facilitate a loan for you with a third party lender, guarantee a bond, or help you find venture capital. Understanding how SBA works is the first step towards receiving [...]
Managing your finances should be convenient and effortless, especially in today’s busy world. That’s why we’re excited to highlight the convenience of mobile deposits, a longstanding feature available on HomeTown Bank’s mobile app for qualified individuals with checking accounts. With mobile deposit, you can deposit checks anytime, anywhere, without the hassle of visiting a bank [...]
The Internet is a major source of user traffic for many aspects such as shopping, social media, research, or even banking. Everything that is done on the Internet can be tracked by numerous people such as the government and hackers. To keep your information safe while you browse the web, shopping, or checking your bank [...]
The introduction of Positive Pay brings another level of fraud protection for our business customers. With Positive Pay, the customer uploads a list of checks they have issued. The Internet Banking system is then used by the customer to verify the paid items and the items posting to their account are in fact a match. [...]
With real-time processing, your account will automatically be updated whenever a transaction is processed with your HomeTown Bank debit card. Whether you use your debit card every two minutes or two hours, you'll appreciate having the most up-to-date account information available - immediately. When you make a deposit at one of our locations, you will [...]
Did you know that HomeTown Bank is part of the MoneyPass surcharge-free ATM network? The MoneyPass network offers 24,000 surcharge-free ATMs coast to coast located where you live, work and travel. It is easy to access your accounts and avoid surcharge fees with money-saving MoneyPass ATMs. Cardholders never pay surcharge fees for cash withdrawals at [...]
Identity theft is a growing concern that has the potential to affect each of us if we are not constantly on our guard. According to the Federal Trade Commission (FTC), our nation's consumer protection agency, two million complaints were filed in 2013, 14% of which were related to identity theft. It is important to understand [...]
Email has become a preferred method for communication for many. In order to maintain the confidentiality of private information and ensure compliance with privacy regulations such as GLBA and Regulation P, HomeTown Bank implemented an email encryption service through Zix Corporation. Secure messaging enables us to protect your personal information, such as social security, driver's [...]
Protecting your future involves financial planning. Whether you are a do it yourselfer or rely on a financial advisor the following can serve as a guide to help you protect your future. There are many questions to ask yourself when developing your plan. How many years do you have to implement? When can you stop [...]
Everything done online seems to require a password these days! In this world of life online and this world of hackers, they have become a necessary part of life. Debate is constantly occurring in the information security world about what the best practices are to ensure the safety of our information online with only one [...]
