Falcon Fraud is a product HomeTown Bank uses through our debit card provider, Shazam. It helps identify and reduce fraud risk by detecting potentially fraudulent PIN and signature-based debit transactions that could be run through your debit card. Falcon Fraud works by identifying transactions based on a pre-determined set of parameters that appear to [...]
Cash Management is an Internet Banking product offered to our business customers. This product provides a full suite of ACH features including both debit and credit transactions from their account(s) using specific SEC codes supported by NACHA. Customers have the ability to process the following items: direct deposit of an employee's payroll direct debit of [...]
With the use of everything online, identity theft is a growing concern. Many people fall victim to identity theft every year and it's a process to get your credit and name back on track. Before you fall victim, there are ways to be proactive with your protection. The biggest rule to follow is do not [...]
What does SBA offer to small business owners? The programs are many and varied, and the qualifications for each are specific. SBA (small business association) can help facilitate a loan for you with a third party lender, guarantee a bond, or help you find venture capital. Understanding how SBA works is the first step towards receiving [...]
