HomeTown Bank has a variety of loan products available to help you with your home financing needs including fixed rate mortgages for up to $2.5 million! These "Jumbo" mortgages are fixed rate home loans that exceed the typical conventional loan limits of $484,350 for a single family home. These mortgages are available to qualifying [...]
When Holly Schutte decided the time was right to purchase her first home in the summer of 2016, she had found the perfect two-story townhome in Shakopee. As she started the process with her real estate agent and lender, “I had no idea the property I was purchasing was tied up in litigation. I [...]
What does SBA offer to small business owners? The programs are many and varied, and the qualifications for each are specific. SBA (Small Business Association) can help facilitate a loan for you with a third party lender, guarantee a bond, or help you find venture capital. SBA provides a number of financial assistance programs for [...]
HomeTown Bank's online banking for its customers provides many levels of security to protect their personal banking information. While we provide a certain amount of level for you with your online banking, you should also be protecting yourself and your personal computer. Here are a couple of tips and tricks to help to keep your [...]
Falcon Fraud is a product HomeTown Bank uses through our debit card provider, Shazam. It helps identify and reduce fraud risk by detecting potentially fraudulent PIN and signature-based debit transactions that could be run through your debit card. Falcon Fraud works by identifying transactions based on a pre-determined set of parameters that appear to [...]
Cash Management is an Internet Banking product offered to our business customers. This product provides a full suite of ACH features including both debit and credit transactions from their account(s) using specific SEC codes supported by NACHA. Customers have the ability to process the following items: direct deposit of an employee's payroll direct debit of [...]
With the use of everything online, identity theft is a growing concern. Many people fall victim to identity theft every year and it's a process to get your credit and name back on track. Before you fall victim, there are ways to be proactive with your protection. The biggest rule to follow is do not [...]
When Tim Huinker's friends and neighbors witnessed firsthand the wood fired pizza being baked in his backyard, they knew he was onto something big. A landscape contractor by trade, Tim was repeatedly approached by people who wanted a similar wood fired pizza oven of their own. The idea to outfit a mobile trailer with [...]
What does SBA offer to small business owners? The programs are many and varied, and the qualifications for each are specific. SBA (small business association) can help facilitate a loan for you with a third party lender, guarantee a bond, or help you find venture capital. Understanding how SBA works is the first step towards receiving [...]
Managing your finances should be convenient and effortless, especially in today’s busy world. That’s why we’re excited to highlight the convenience of mobile deposits, a longstanding feature available on HomeTown Bank’s mobile app for qualified individuals with checking accounts. With mobile deposit, you can deposit checks anytime, anywhere, without the hassle of visiting a bank [...]
